What Financial IQ does for your company, from the daily bookkeeping to the year-end filing.
Each part below has its own page showing how it works. Autopilot keeps all of it running for you, or with Business Pro you keep the books yourself on the same system.
Autopilot does the bookkeeping every morning, and asks only about what it isn’t sure of.
Everything on this page, kept for you, with a person checking what the software can’t.
Keep the books
Every transaction matched, every invoice closed when it's paid, and every receipt in the right place.
Adobe Creative CloudMatched
Payment from Harbour & CoMatched
Transfer £640.00Needs you
Bank reconciliationMatches are suggested. You only confirm what it was unsure about.
INV-0142 · Harbour & CoDue 14 Oct
£2,400.00
Paid and reconciled
InvoicingInvoices that close themselves when a clear payment lands.
Office insurance policyRenews 14 Jan
Bank statement, AugustStored
Receipt, ScrewfixPosted
DocumentsBills and receipts go to the books, and contracts and policies are kept with their dates.
Client visit, Bristol and back
212 miles£95.40
At 45p a mile · repaid through the director’s loan
Expenses and mileageClaims with receipts attached, repaid by bill or through the director's loan account.
Stay compliant
The returns and filings a limited company owes, built from books that are already reconciled.
VAT return · Jul to Sep
Box 1 · VAT on sales£4,820
Box 4 · VAT on purchases£1,236
Box 5 · To pay£3,584
VAT returnsNine boxes from your own books, each explained before you submit.
Balance sheet20272026
Fixed assets£8,400£9,600
Cash at bank£41,250£28,900
Trade debtors£6,200£7,450
Year-end accountsPrepared as you go, in language you can check yourself.
Share capital
100 ordinary shares of £1, fully paid
Confirmation statementDue 14 Nov
Company secretarialThe share register and directors, checked against Companies House.
Run the company
Cash, people and the money owed to you, with a straight answer before you take anything out.
Lowest point · 12 Nov£3,240
Cash flowEvery invoice, bill, tax bill and salary in one forecast that names your lowest point.
October pay run3 people
Waiting on 1 timesheet
PayrollPay runs that ask for what they need and flag who is blocking them.
0 to 30£6,200
31 to 60£2,150
Over 60£900
Credit controlAged debts ranked by risk, with reminders that stop when customers pay.
Before you take it
£18,000 dividend
Stays in your basic rate band this year, and the company can afford it.
Paying yourselfWhat a dividend does to your tax band and your cash, before you take it.
Connect your tools
Your bank and the apps you already take payments through.
Transactions arrive on their own and are matched against your invoices, fees and payouts.
Bank feedsStripeGoCardlessShopifySoldo