Calculators and Tools

Use these free calculators to stress test your numbers. Save your results in the app when you are ready.

Budget Planner

Build and test a 50/30/20 style monthly plan.

Monthly take-home incomeNeeds %Wants %Savings and debt %

Needs£1,600

Wants£960

Savings and debt£640

Allocation total: 100% (balanced)

Estimate payoff timeline based on balance, APR, and payment.

Total debt balanceAverage APR %Monthly payment

Estimated payoff45 months

Interest paid£4,767

Add assets and liabilities for a quick net worth snapshot.

Cash and savingsInvestmentsProperty valueUnsecured debtMortgage balance

Total assets£26,000

Total liabilities£2,500

Net worth£23,500

These are in active build. Use the live calculators above right now.

Compare UK director pay mixes for tax-aware extraction planning.

Estimate self-assessment liability and monthly tax reserve.

Model potential interest and term savings from overpayments.

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Build your plan with free calculators, then track progress inside Financial IQ over time.

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