You should not have to ring your accountant to find out if you can afford something.
Salary, dividends, the director's loan account, corporation tax and whatever is left for you at home are one connected position. Financial IQ is the only place you can see all of it at once.
Runs a six-person agency. Takes a small salary plus dividends. His wife is a shareholder. A buy-to-let sits in an SPV. He pays an accountant several thousand a year and suspects most of it is data entry.
Your year, and where it currently goes wrong.
Not a list of features. The moments you already dread, and what happens to each one.
Salary and dividends modelled together, so you can see the tax cost of taking more before you take it.
/features/tax-intelligenceNine boxes filled from reconciled books, each one explained in a sentence before you submit.
/features/vat-returnsThe higher-rate threshold checked at the moment you declare, not the following January when nothing can change.
/features/tax-intelligenceA year-end pack prepared as you go, in language you can check yourself before anyone files anything.
/features/year-end-accountsCompany value and household net worth in one number, updated overnight, with the working shown.
/features/net-worthWhat a general money app will not do
For most directors the company is the largest asset they own. A personal finance app that ignores it is wrong about the number that matters most.
How you take money out is one of the few big levers you have. It should be modelled while you can still change it.
Structuring, planning and anything unusual is work worth paying for. Bookkeeping and routine filing is not, and that is the part we take.
A quote from a real customer, named, with their company or their situation. Leave this out entirely rather than filling it with something invented.
Built for the way
a director actually earns.
Free tier available. Paid plans from £4.99 a month.