Connecting a bank account
Connecting an account takes about a minute and happens on your bank's own site, not ours. Once it is done, transactions arrive on their own and keep arriving.
Connect the account
- 1Find your bank
Search for it by name. Anything supporting UK open banking is there, which is every high street bank and the challengers.
- 2Approve it at your bank
You are handed to your bank's own app or website to approve the connection. You sign in to them, never to us: your banking credentials never touch Financial IQ and we could not retrieve them if we wanted to.
- 3Choose which accounts to bring in
Banks usually offer everything they hold for you, including savings and credit cards. Pick only the ones you want. On Personal each connected account beyond the first is £1.25 a month, so this step is worth reading rather than clicking through.
Accounts at this bankBusiness current accountEnds 4417 · connectedIncludedBusiness savingsEnds 8823 · connectedIncludedCompany credit cardEnds 1902 · not connectedOff - 4Let the history load
Up to 24 months of transactions come across, depending on what your bank holds. It runs in the background, so you can carry on and come back to it.
Reconnecting every 90 days
Open banking rules cap how long one approval lasts at 90 days. That is the regulation rather than our choice, and it applies to every app that reads your bank data.
We start reminding you a fortnight before a connection lapses. Reconnecting is the same short trip to your bank and nothing already imported is lost.