Connecting a bank account
Connecting an account takes about a minute, and you approve it on your bank's own website or app. Once it is done, transactions arrive on their own and keep arriving.
Connect the account
- 1Find your bank
Search for it by name. Anything supporting UK open banking is there, which is every high street bank and the challengers. On Personal, add the number of bank feeds you want on your billing page first, then connect each one from Accounts with Connect bank.
- 2Approve it at your bank
You are handed to your bank's own app or website to approve the connection. You sign in with your bank directly, so your banking credentials never touch Financial IQ and we could not retrieve them if we wanted to.
- 3Choose which accounts to bring in
Banks usually offer everything they hold for you, including savings and credit cards. Pick only the ones you want. On Personal, each live bank feed is £2 a month per account, so this step is worth reading carefully.
Accounts at this bankBusiness current accountEnds 4417 · connectedIncludedBusiness savingsEnds 8823 · connectedIncludedCompany credit cardEnds 1902 · not connectedOff - 4Let the history load
Up to 24 months of transactions come across, depending on what your bank holds. It runs in the background, so you can carry on and come back to it.
Confirming the connection again
Each bank sets the longest one approval can last, and Financial IQ asks for that full period. Depending on the bank it can be up to 730 days, and it is 90 days where the bank gives no longer limit.
About a fortnight before a connection is due, a badge such as 9d to confirm appears against it. Where your bank supports it, Click to confirm all due feeds opens one quick consent page for every feed that is due. It is not a full bank login. Banks that do not offer this ask you to reconnect, which is the same short trip to your bank. Nothing already imported is lost either way.