Personal/Features/Cash flow forecasting
Early access

See your lowest balance coming, even when your income is lumpy.

Your balance forecast six weeks, 13 weeks or a year ahead from your bills, income, budgets and goals, with the lowest point named and dated and every payment labelled with where it came from.

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Cashflow is in early access.

Your lowest point is named and dated, with what takes you there.

The balance forecast draws where your money is heading from what you have today. The shaded range shows where it could land, and the forecast says in plain words how low it could go and on which day.

  • One sentence names the lowest point, its date and the payment that causes it.
  • Another gives the figure you stay above in 9 of 10 futures, on that same day.

Every line says what it is, and takes you back to where it came from.

Bills, income, debt repayments, savings and goals, budgets and everyday spending all feed the forecast. Each one carries a label, and tapping it opens the bill, goal or budget behind it.

  • Income can be weekly, fortnightly, monthly, quarterly, annual or irregular. Irregular income is drawn as a monthly estimate and labelled as one.
  • Run your company on FIQ Business and its declared or forecast dividends appear as Dividend from your company.

Look six weeks ahead, or 13 weeks, or a whole year.

Six weeks is the default, for the payments you can already see coming. Switch to 13 weeks or 12 months for the longer view, and Money in vs out adds up the same period.

  • Quarterly and annual income comes into view on the longer horizons.
  • Money in vs out totals the same period, so you can see which way the balance is heading.
Early accessCashflow is in early access

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Common questions

How far ahead does it forecast?
Six weeks by default, with 13 weeks and 12 months a tap away. The shaded range around the line shows where your balance could land.
What if my income is irregular?
Add it as an income source and set it to Irregular. It's drawn in the forecast as a monthly estimate and labelled as one. Weekly, fortnightly, monthly, quarterly and annual sources are there too.
Does it include dividends from my company?
Yes, if your company runs on FIQ Business. Dividends declared or forecast there appear as Dividend from your company's name. Salary from your company counts once you add it as an income source.
Is Cashflow on my account yet?
It's in early access, and it's switched on for you rather than from a setting. Leave your email on this page and we'll tell you when it reaches your account.

Start with Personal today, and get Cashflow as it reaches your account.