ForHouseholds
For households and couples

Two people, three banks, and no idea where you actually stand.

A shared view of the things you want shared, privacy over the things you do not, and one honest answer to whether you are on track.

Typical reader
Written for someone like Sarah, or David and Priya

One salary or two, a deposit or a mortgage, maybe childcare taking a bite out of the middle of the month. Both of you vaguely aware you should look at the pensions, neither of you enjoying it.

Your year

Your year, and where it currently goes wrong.

Not a list of features. The moments you already dread, and what happens to each one.

Every payday
A number in an app that means nothing on its own

What is left after bills, tax and goals, which is the only version of that number worth having.

/features/goals-and-budgets
Every month
Three banking apps and a mental running total

Every account in one place, categorised without you tagging anything.

/features/net-worth
The recurring argument
Overpay the mortgage, or build the emergency fund?

Both modelled against your actual numbers, so the conversation is about preferences rather than guesses.

/features/cash-flow-forecasting
Once, and then never again
Neither of you understands the other's pension

Both pensions in the household view, explained in English, with what they are on track to produce.

/features/net-worth
If one of you earns over £60,000
The High Income Child Benefit Charge, which catches people out

Flagged before it becomes a surprise, with what it costs and what affects it.

/features/tax-intelligence

What a general money app will not do

Shared, without merged

Household mode combines what you choose to combine. It does not require a joint account or full disclosure of everything you buy.

No daily maintenance

Most budgeting apps fail because they need attention every day. Pick a method you will actually keep, and let the product do the upkeep.

It never moralises

Context and arithmetic, never a red warning because you bought something nice.

Proof slot, empty until launch

A quote from a real customer, named, with their company or their situation. Leave this out entirely rather than filling it with something invented.

One view of your money.

Two people who agree on it.

Free tier available. Paid plans from £4.99 a month.