FeaturesVAT returns
Business · VAT

File your own VAT return, and know why every box says what it says.

Nine boxes, filled from your own reconciled books, each one explained in a sentence before you submit. No spreadsheet, no bridging software, no quarterly phone call.

Coming soon
Direct filing to HMRC is in development. Everything else on this page works today.
VAT return · Quarter to 31 Aug 2026
Submit to HMRC
Box 1  VAT due on sales£17,386.42
Box 4  VAT reclaimed on purchases£4,118.90
Box 5  Net VAT to pay£13,267.52
Already reserved. £19,844 is sitting in the VAT pot.
What Box 1 actually is

It is the VAT you charged your customers this quarter. Not VAT you paid out, and not your income.

Yours is £17,386 because you invoiced £86,932 of standard-rated work at 20%.

Got itShow the 14 invoices
Explained, not just filled
Box 1 is the VAT you charged customers. Not what you paid out, and not your income.
Filled from your own books

Every figure traces back to a reconciled transaction. Tap any box to see the invoices behind it.

Explained before you submit

Each box carries a one-sentence explanation, offered the first few times and then out of your way once you have it.

Reserved as you go

The money is set aside quarter by quarter as you invoice, so the bill is never a surprise.

Schemes

Flat rate, cash accounting, standard.

The scheme you are on changes what belongs in which box, which is exactly the sort of thing that makes people pay somebody else to do it. Financial IQ knows which scheme you are on and explains the difference where it matters rather than assuming you already understand it.

Product shot slot · Flat rate, cash accounting, standard.

Works with

Three related pages, so a visitor and a crawler both find the rest of the product.

Questions about vat returns

See it on your own numbers.

It takes about ten minutes.

Free tier available. Paid plans from £4.99 a month.