Financial
Start free

Financial IQ vs FreeAgent, for contractors and directors who want their own tax in the same view.

FreeAgent is accounting built for freelancers. Financial IQ keeps the books for you every morning with Autopilot, and shows what a dividend does to your own tax before you take it.

Talk to us about switchingSee pricing
Why companies switch
Autopilot does the bookkeeping each morning, so the books are ready whenever you look.
Your salary, dividends and personal tax sit beside the company in one account.
Moving across is free and done for you, with your balances, contacts and open invoices brought over.

Feature by feature

Financial IQFreeAgent
Bookkeeping done for youAutopilot categorises and posts every dayYesIncluded with AutopilotAccounting software
Your personal finances alongside the companySalary, dividends, rent and your own tax in one viewYesBusiness accounting only
What a dividend does to your own taxBefore you take itYesTax timeline and estimates within the business accounts
Budgeting methods50/30/20, Zero-Based, Pay Yourself First, Envelope, Anti-Budget, CustomYesSix to choose fromCash flow forecasting for the business
VAT returns filed to HMRCYesYes
Bank feedsYesYes
Explains the numbers in plain EnglishGuides and a learning section in the appYesHelp centre and blog articles
PricePlus VATBusiness Pro £19 / month. Autopilot £99 / month at the founding price.£10 landlords, £19 sole traders, £27 partnerships, £33 limited companies, a month. Free with a NatWest, RBS or Ulster Bank business account, or a Mettle account used each month

Checked against FreeAgent’s own pricing pages on 2 October 2026. Spot something out of date? Tell us and we’ll correct it.

  1. 1
    Tell us how you use FreeAgent

    A short call about your company, your apps and your year end.

  2. 2
    We move your books, free

    Free and done for you. Your opening balances, contacts and open invoices and bills come across, so you're working in Financial IQ the next day.

  3. 3
    Autopilot takes over

    Your feeds connect and the bookkeeping is done each morning from then on.

Questions people ask before switching

Can my accountant still work with me?

Yes. Invite them in, and they see the same books you do.

What comes across from FreeAgent?

Your opening balances, contacts and open invoices and bills. We move them for you, free, so you're working in Financial IQ the next day.

Is FreeAgent ever the better choice?

If you have a NatWest, RBS or Ulster Bank business account, or a Mettle account you use each month, FreeAgent is free, which is hard to beat. It was built for contractors and freelancers, and every plan has unlimited users.

Move from FreeAgent and let Autopilot keep the books, starting this month.

Talk to us about switchingSee pricing